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What Down Payment Strategy Will You Use to Buy A Las Vegas Home?

What Down Payment Strategy Will You Use to Buy A Las Vegas Home?

What Down Payment Strategy Will You Use To Buy A Las Vegas Home

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.

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THE DOWNSIDE

The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.

 

THE UPSIDE

The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you put down 20 percent or three percent, the increase in equity is the same. If you’re looking at your home as an investment, putting down a smaller amount can lead to a higher return on investment, while also leaving more of your savings free for home repairs, upgrades, or other investment opportunities.

THE HAPPY MEDIUM

Most borrowers can find some common ground between the security of a traditional 20 percent and an investment-focused, small down payment. Consult with your mortgage professional to give you more details on which option may be best for you.

Read more at:  Las Vegas Real Estate News

Find out Your Las Vegas Home’s Estimated Value     

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What Down Payment Strategy Will You Use To Buy A Las Vegas Home

Buying or Selling A Home in Las Vegas

Don’t Delay, Get OFF the FENCE, because, do you really want to be the one that later says:                 
“Could of, Should of, But Didn’t”! ?                                                                                                                           
Live Life without Regret!  (702) 812-4550

Dawn Barrier    eXp Realty Las Vegas   (702) 812-4550

 

Search Las Vegas Homes For Sale

Search Las Vegas Homes for sale

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.

Las Vegas Home Buying in the Fall

Las Vegas Home Buying in the Fall

Is Now A Good Time To Buy A Las Vegas Home?

Some think Fall and Winter are a great time to buy a home in the Las Vegas area.

It may be for you too, it just depends on your personal situation.

Take stock of your life.

Is your job secure?  Will you have to relocate anytime soon?

Do you have plans to marry or raise a family?

Are you comfortable in your chosen area?

Do you have enough set aside for a down payment?

Can you afford monthly mortgage payments?

These and other questions must be answered before you jump into the market as a buyer.

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As I always say, the FIRST step is to get preapproved for a loan so you know the answers to some of the above questions.,  Read more at Las Vegas Home Buyer Tips

Search Las Vegas Homes For Sale

 Find out Your Las Vegas Home’s Estimated Value

Dawn Barrier    EXP REALTY Las Vegas   (702) 812-4550 

 

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.

Las Vegas Homes For Sale With A Pool In The Backyard

Las Vegas Homes For Sale With A Pool In The Backyard

Las Vegas Homes For Sale With A Pool In The Backyard

If you are thinking of buying a home in Las Vegas that has a pool in the backyard so you can enjoy a cool swim in the summer time with your family and friends then follow the links in this post to see the Las Vegas Homes For Sale With A Pool In The Backyard

There are a bit over 1,500 Las Vegas Pool Homes for sale that don’t have a contract on them, as of this writing.

There are added costs to owning a home with a pool but many feel the extra cost is well worth it.  If you get a pool with a jacuzzi chances are you will be able to heat the whole pool so you can have extended swimming season or it’s a great feature to have if you want to throw on off season pool party!

Maybe you don’t want a home with a pool?  Well either way if you want us to help you find that perfect home for you then just contact us.  We can save you time and money when searching for the perfect home.   Instead of searching from site to site, we can hook you up to a very specific Las Vegas mls search with the criteria you provide in the price point you have been Pre-Approved to buy in.  You will be sent an email as soon as the homes come on the market “just listed”.

Las Vegas Homes priced right are selling at a rapid pace currently in Las Vegas and depending on the neighborhood you want to live, price point,etc, you may have a limited supply of homes to choose from and may even have to deal with several other people that want the same home as you leading to multiple offers.  Being very specific with your search criteria and being ready to be flexible may just get you that perfect home!

If you are just starting to think about buying a Las Vegas area home,  check out my

2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips

 

Dawn Barrier    EXP REALTY Las Vegas   (702) 812-4550 

Dawn Barrier EXP Realty Las Vegas Card

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.

Las Vegas Homes For Sale With A Pool In The Backyard – Pool Homes For Sale in Las Vegas – Las Vegas Pool Homes for Sale



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Are you looking for Las Vegas Condos For Sale?

Are you looking for Las Vegas Condos For Sale?

Are you looking for Las Vegas Condos For Sale? 

There are a bit over 1,000 Las Vegas condos for sale in the Las Vegas area some are high rise some are not, some of them are actually already under a contract with a buyer.

 

If you are looking for a condo that is not a high rise, there are a bit over 200 for sale that “don’t” have an offer on them.   

Las Vegas high rise condos without an offer on them are a bit over 400.

A tip for looking at Las Vegas Condos for sale on line is to remember that if you see the words  “contingent”,  “pending”,  “under contract,  that means the seller has already accept an offer from a buyer. 

If you are looking for condos without offers, you will want to get on the List for Las Vegas Condos For Sale Just Listed 

 

Read about My Top  2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips

I hope you Have an Awesome Day!

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Dawn Barrier    EXP REALTY Las Vegas   (702) 812-4550 

Dawn Barrier EXP Realty Las Vegas Card

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.

 



2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips

2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips

2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips Las Vegas Home Buyer Tips:

 

If you are considering buying a home in the Las Vegas area right now,

 

My #1 Las Vegas Home Buyer Tip is always:

 

Make sure you are PRE-APPROVED to purchase, this is always #1 regardless of when you want to buy a home.  

Las Vegas Home Buying in the Fall

This means you get with a lender/mortgage broker and they “run your numbers”  to let you know how much you can afford to buy and tell you about how much your mortgage payment will be, how much $ you will need for a down payment.  

 

This will require you to provide them with pay stubs, tax returns and they will need to verify your debts too (what else you owe on like a car, student loans, etc)

 

 If you are a “Serious” Las Vegas home buyer, you won’t hesitate to get these things done so that you will be able to provide your REALTOR with a “PRE-APPROVAL letter from your lender/mortgage broker that states how much of a home you can afford to buy so that you can Immediately start touring homes that you will be able to put offers in on.

 

My #2 Las Vegas Home Buyer Tips is:

 

Be prepared to look at homes Under your Max APPROVED purchase price.

 

Why?  Because you may need to leave room to put in an offer that is at or above the sellers asking price in order to get the seller to agree to accept your offer.

 

Right now Las Vegas has a lower supply of available homes for sale and currently the market is seeing multiple offers on many homes and homes going under contract within a few days and sometimes the day they are listed (in some areas).  

If you are ready to jump in and buy a Las Vegas home, then get your Pre Approval letter and lets get you that home!

 

Tips to buying a Las Vegas Home, Las Vegas real estate tips, REALTOR Las Vegas home buying tips

2 Las Vegas Home Buyer Tips – Las Vegas Home Buying Tips

 

Dawn Barrier    EXP REALTY Las Vegas   (702) 812-4550 

Dawn Barrier EXP Realty Las Vegas Card

 

Any Stats are on Resale Single Family homes only per the GLVAR MLS as of this writing or as noted,covers the Las Vegas Valley, North Las Vegas, Henderson area or as noted. All photography on this site are the property of Dawn Barrier unless otherwise noted and are protected by U.S. Copyright laws and are not allowed to be downloaded or reproduced in any way without written permission of Dawn Barrier.If you would like permission to use a photo please email Dawn     Important Notice -This is a personal blog.